Terms of Service

1. Acceptance of Terms

By accessing and using Free Financial Calculators (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this Service.

2. Disclaimer of Accuracy

For Educational Purposes Only: The calculators and information provided on this website are for general educational and informational purposes only. They are not intended to provide legal, tax, or financial advice.

While we strive for accuracy, we make no representations, warranties, or guarantees, express or implied, regarding the accuracy, reliability, or completeness of the calculations or content. Actual financial outcomes may vary based on individual circumstances, market fluctuations, and changing laws.

Always consult with a qualified financial advisor, tax professional, or legal counsel before making significant financial decisions.

3. Use of Service

You agree to use the Service only for lawful purposes. You are prohibited from:

• Using the Service in any way that violates applicable national or international law.
• Attempting to compromise the security of the website.
• Using any automated system (robots, spiders, scrapers) to access the Service without prior approval.
• Reproducing, duplicating, or copying material from this website for commercial purposes without written permission.

4. Intellectual Property

The content, features, and functionality of this Service, including but not limited to the calculator logic, design, text, graphics, and logos, are the exclusive property of Free Financial Calculators and its licensors and are protected by copyright, trademark, and other intellectual property laws.

5. Limitation of Liability

In no event shall Free Financial Calculators, its owners, employees, or partners be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service;
• Any conduct or content of any third party on the Service;
• Any content obtained from the Service; and
• Unauthorized access, use, or alteration of your transmissions or content.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.